About us

A team aligned with your financial goals

Our vision

Ta Planif was born out of a desire to raise awareness about the importance of financial planning. After working for many years in the financial services industry, we realized that financial planning must take precedence over all product offerings.

Your financial situation is unique, which is why we offer you personalized support to achieve your goals at every stage of your life.

Our process will guide you towards financial independence. Our financial planners analyze your needs, then create a personalized and flexible plan that evolves with you.

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Support

A global vision and professional support to allow you to make financial decisions with confidence throughout your financial journey.

Objectivity

We will track your financial commitments by working with you to prioritize your goals, show you the steps to follow and regularly monitor your financial situation.

Accountability

We will track your financial commitments by working with you to prioritize your goals, show you the steps to follow and regularly monitor your financial situation.

Our team

We stand out for our deep expertise and dedication to the needs and goals of our clients. Our accessibility, responsiveness, and commitment enable us to offer unparalleled service.

William Laberge-Cloutier, B.A.A. Pl.Fin.

Financial planner
Registered mutual fund dealer representative with Mica Capital Inc.
Registered mortgage broker with Planiprêt

wlaberge@taplanif.ca 450-522-5930

William is a financial planner dedicated to his clients, with whom it is easy to establish a relationship of trust.

He stands out for his thirst to always learn more about the subjects that passion him. He holds two bachelor's degrees in finance and accounting from UQAM. He has been working in the financial services industry for over 10 years.

An athlete, he goes on outdoor adventures or travels in his free time. His empathy and his desire to help make him a major asset for the Ta Planif team!

Philippe Mainguy Rochette planificateur financier

Philippe Mainguy Rochette, B.A.A. Pl.Fin.

Financial planner
Registered mutual fund dealer representative with Mica Capital Inc.
Registered financial security advisor with Ta Planif

pmainguyrochette@taplanif.ca 418-922-0812

After graduating with a bachelor's degree in financial services from Laval University in 2012, Philippe entered the world of financial services by joining the family business founded by his great-grandfather.

In 2017, he moved to the Bromont region to join his partner and set up his own business. Driven by the desire to help his clients, he is committed to doing a good job.

In his free time, you will find him exploring the mountain on skis, mountain bike or hiking.

MICA brings together the best independent advisors from across Quebec to look after the financial well-being and interests of Quebecers.

Recognized for the excellence of its advisory services, its professional ethics, its customized support and its friendly environment, MICA is among the elite in the life and health insurance, savings and investment brokerage industry.

FAQ

Find answers to common questions about our services. If you don’t find what you’re looking for, contact us; our team is always here to help.

What is the title of financial planner?

In Quebec, anyone who calls themselves a financial planner must have a diploma from the Institut québécois de planification financière (IQPF). To obtain it, the candidate must first complete a university program in financial services and then pass the IQPF's professional training course and exam. This organization has nearly 5,000 members.

In which areas are you specialized?

Financial planning is a broad field that integrates knowledge and skills from the following seven areas of expertise: legal aspects, insurance and risk management, finance, taxation, investments, retirement, and estate planning. We are the only professionals who have received training that allows us to have a comprehensive view of your financial situation, and that is our strength.

How are you different from other advisors?

We advocate a financial planning approach in which we focus our efforts on building a personalized plan based on your goals. We believe that it is more beneficial to separate the financial planning service (for which we charge a fee) from the sale of financial products. This way, we are not forced to sell you financial products in order for you to benefit from our services. This limits the potential for conflicts of interest.

Who is your target clientele?

We work with individuals who are approaching retirement and want to make sure they have the resources they need to live comfortably, or who have already retired and want to maximize their income and preserve their standard of living. We understand the unique challenges you face at this stage of life and offer personalized strategies to optimize your wealth and achieve your retirement goals.

As a client, how often can I expect to meet with you?

You can expect at least two meetings each year. However, do not hesitate to contact us between these meetings if you have urgent questions or significant life changes. We are here to support you throughout your financial journey.

How are you compensated?

Our compensation is mixed. It may include financial planning fees or commissions when financial products are sold.

Is there a fee for my first consultation?

We offer the first consultation free of charge. The purpose of this meeting is to determine your needs and understand your concerns, as well as to define your objectives. At the end of this meeting, you will have a clear idea of the mandate you are entrusting us with and the remuneration associated with it if you decide to move forward.

Testimonials

We place our clients' needs and expectations at the center of all our decisions and actions. We are committed to providing them with tailored solutions that meet their specific needs.

Check out our 90 Google reviews

We needed the advice of a professional to guide us in our retirement goals and to ensure that our investments were used optimally. From the first meeting, William targeted our needs and put us in confidence. His professionalism and listening skills are remarkable. We highly recommend Ta Planif's services.

Amélie P.

My experience with William is absolutely positive. He offers personalized support and ensures to create a tailor-made financial plan that exactly corresponds to the needs and life projects of his clients. The approach is friendly and relaxed, which quickly builds trust and opens the door to discussion and asking the right questions without embarrassment or fear of judgment (especially for someone who doesn't know much about personal finance like me). Communication is easy and follow-up is efficient and well-planned.

Maxime R.

Philippe is the financial planner I have been looking for my whole life. Friendly, intelligent, very attentive and well-informed, he adapts to our situation. Among other things, I had questions about US SSA pensions. He did research and persevered until he got the answers which turned out to be positive and beyond my expectations. Using his services will have been my most profitable investment!

Diane C.

Philippe offers an excellent service! He has always been attentive to the needs of my family. He is dedicated, professional and he has a natural talent for popularizing and explaining financial terms. In addition, I am looking forward to my mortgage renewal to receive the

Philippe S.

William was a great help with my financial planning. He is very attentive and his advice and proposals are highly personalized and well-suited to my needs as a retiree. It was a pleasure to meet him, and I feel confident in his abilities. I highly recommend him.

Lucie T.

Professional, rigorous, patient, warm and very knowledgeable - these are the qualities - rarely found all at once - that we found in Philippe Mainguy-Rochette and which allowed us to trust him. I highly recommend him to anyone who expects high quality service with sound and judicious advice.

Lison-Nathalie G.

William is pragmatic and transparent, and allows himself to openly discuss the various scenarios that are available to us. He was able to grasp our needs and analyze our current financial situation in anticipation of the purchase of a second home, while keeping the focus on our retirement planning. 2023 was a year of positive changes for us and William expertly managed all the financial aspects, putting us at ease with clear goals and results throughout the process. On the lookout for market trends, William is an asset to our success!

Dave B.

I am fully satisfied with the quality of service I received! I found the approach to be very personalized to my needs and I felt that there was a genuine concern to offer me the best products and advice for my situation! Professional, efficient, quick and adequate responses!

Noemie L.

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