About us
A team aligned with your financial goals
Our vision
Ta Planif was born out of a desire to raise awareness about the importance of financial planning. After working for many years in the financial services industry, we realized that financial planning must take precedence over all product offerings.
Your financial situation is unique, which is why we offer you personalized support to achieve your goals at every stage of your life.
Our process will guide you towards financial independence. Our financial planners analyze your needs, then create a personalized and flexible plan that evolves with you.
Support
A global vision and professional support to allow you to make financial decisions with confidence throughout your financial journey.
Objectivity
We will track your financial commitments by working with you to prioritize your goals, show you the steps to follow and regularly monitor your financial situation.
Accountability
We will track your financial commitments by working with you to prioritize your goals, show you the steps to follow and regularly monitor your financial situation.
Our team
We stand out for our deep expertise and dedication to the needs and goals of our clients. Our accessibility, responsiveness, and commitment enable us to offer unparalleled service.
William Laberge-Cloutier, B.A.A. Pl.Fin.
Financial planner
Registered mutual fund dealer representative with Mica Capital Inc.
Registered mortgage broker with Planiprêt
William is a financial planner dedicated to his clients, with whom it is easy to establish a relationship of trust.
He stands out for his thirst to always learn more about the subjects that passion him. He holds two bachelor's degrees in finance and accounting from UQAM. He has been working in the financial services industry for over 10 years.
An athlete, he goes on outdoor adventures or travels in his free time. His empathy and his desire to help make him a major asset for the Ta Planif team!
Philippe Mainguy Rochette, B.A.A. Pl.Fin.
Financial planner
Registered mutual fund dealer representative with Mica Capital Inc.
Registered financial security advisor with Ta Planif
After graduating with a bachelor's degree in financial services from Laval University in 2012, Philippe entered the world of financial services by joining the family business founded by his great-grandfather.
In 2017, he moved to the Bromont region to join his partner and set up his own business. Driven by the desire to help his clients, he is committed to doing a good job.
In his free time, you will find him exploring the mountain on skis, mountain bike or hiking.
MICA brings together the best independent advisors from across Quebec to look after the financial well-being and interests of Quebecers.
Recognized for the excellence of its advisory services, its professional ethics, its customized support and its friendly environment, MICA is among the elite in the life and health insurance, savings and investment brokerage industry.
FAQ
Find answers to common questions about our services. If you don’t find what you’re looking for, contact us; our team is always here to help.
In Quebec, anyone who calls themselves a financial planner must have a diploma from the Institut québécois de planification financière (IQPF). To obtain it, the candidate must first complete a university program in financial services and then pass the IQPF's professional training course and exam. This organization has nearly 5,000 members.
Financial planning is a broad field that integrates knowledge and skills from the following seven areas of expertise: legal aspects, insurance and risk management, finance, taxation, investments, retirement, and estate planning. We are the only professionals who have received training that allows us to have a comprehensive view of your financial situation, and that is our strength.
We advocate a financial planning approach in which we focus our efforts on building a personalized plan based on your goals. We believe that it is more beneficial to separate the financial planning service (for which we charge a fee) from the sale of financial products. This way, we are not forced to sell you financial products in order for you to benefit from our services. This limits the potential for conflicts of interest.
We work with individuals who are approaching retirement and want to make sure they have the resources they need to live comfortably, or who have already retired and want to maximize their income and preserve their standard of living. We understand the unique challenges you face at this stage of life and offer personalized strategies to optimize your wealth and achieve your retirement goals.
You can expect at least two meetings each year. However, do not hesitate to contact us between these meetings if you have urgent questions or significant life changes. We are here to support you throughout your financial journey.
Our compensation is mixed. It may include financial planning fees or commissions when financial products are sold.
We offer the first consultation free of charge. The purpose of this meeting is to determine your needs and understand your concerns, as well as to define your objectives. At the end of this meeting, you will have a clear idea of the mandate you are entrusting us with and the remuneration associated with it if you decide to move forward.
Testimonials
We place our clients' needs and expectations at the center of all our decisions and actions. We are committed to providing them with tailored solutions that meet their specific needs.
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